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Renters Insurance in Central & Northern California Counties

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Foster & Parker Insurance, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

A Foster & Parker Insurance representative is committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Foster & Parker Insurance Agency - Madera Office

1643 N Schnoor Street, Suite 103
Madera, CA 93637
Main office: 559-674-8536

Foster & Parker Insurance Agency - Oakhurst Office

40055 Highway 41, Suite A
Oakhurst, CA 93644
Main office: 559-683-7213
Toll free: 866-284-8619

Foster & Parker Insurance Agency - Rancho Cordova Office

10933 Trade Center Drive, Suite 102
Rancho Cordova , CA 95670
Main office: 916-635-4201

Our Providers

Testimonials

"Thanks for fast service."
DG - Madera
"I saved over 28% on my insurance by switching to Foster & Parker."
CS - Madera
"Your employees are the best. Always efficient, reliable and professional."
DE - Madera
"We've done business with Foster & Parker for 43 years. That speaks for itself."
PS - Madera
"Absolutely wonderful service."
AJ - Oakhurst