Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Foster and Parker Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a Foster and Parker Insurance representative who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Foster and Parker Insurance before making a decision.

Our Locations

Foster & Parker Insurance Agency - Madera Office

1643 N Schnoor Street, Suite 103
Madera, CA 93637
Main office: 559-674-8536

Foster & Parker Insurance Agency - Oakhurst Office

40055 Highway 41, Suite A
Oakhurst, CA 93644
Main office: 559-683-7213

Foster & Parker Insurance Agency - Sacramento Office

2020 Hurley Way, Suite 185
Sacramento, CA 95825
Main office: 916-481-0689
Toll free: 866-284-8619

Our Providers

Testimonials

"Thanks for fast service."
DG - Madera
"I saved over 28% on my insurance by switching to Foster & Parker."
CS - Madera
"Your employees are the best. Always efficient, reliable and professional."
DE - Madera
"We've done business with Foster & Parker for 43 years. That speaks for itself."
PS - Madera
"Absolutely wonderful service."
AJ - Oakhurst