Call Us Today:
559.674.8536

Professional Liability in Central & Northern California Counties

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Foster & Parker Insurance, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Foster & Parker Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a Foster & Parker Insurance representative today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Foster & Parker Insurance Agency - Madera Office

1643 N Schnoor Street, Suite 103
Madera, CA 93637
Main office: 559-674-8536

Foster & Parker Insurance Agency - Oakhurst Office

40055 Highway 41, Suite A
Oakhurst, CA 93644
Main office: 559-683-7213
Toll free: 866-284-8619

Foster & Parker Insurance Agency - Rancho Cordova Office

10933 Trade Center Drive, Suite 102
Rancho Cordova , CA 95670
Main office: 916-635-4201

Our Providers

Testimonials

"Thanks for fast service."
DG - Madera
"I saved over 28% on my insurance by switching to Foster & Parker."
CS - Madera
"Your employees are the best. Always efficient, reliable and professional."
DE - Madera
"We've done business with Foster & Parker for 43 years. That speaks for itself."
PS - Madera
"Absolutely wonderful service."
AJ - Oakhurst